Motor vehicle insurance

Motor vehicle liability insurance is mandatory insurance that comes into effect if you cause damage to other people, be it a simple parking collision or a serious accident.

 

This insurance covers the costs of personal injuries, property damage and financial losses up to the maximum insured amount.

 

However, it is important to note that damage to your own vehicle is not covered by liability insurance.

 

A comparison of vehicle insurance shows that vehicle liability insurance is particularly cost-effective as basic protection. Good tariffs are available from around three euros per month.

Protection for damage to your own vehicle: If you want additional protection to cover damage to your own vehicle, you can consider comprehensive insurance.

 

Partial comprehensive insurance, for example, reimburses you for repair costs in the event of hail damage, theft or a vehicle fire.

Fully comprehensive insurance includes all the benefits of partial comprehensive insurance.

 

It also offers protection in the event of vandalism, hit-and-run or damage caused by your own fault.

 

Fully comprehensive insurance is particularly recommended for new cars, leased vehicles or cars that are financed through a loan.